@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');
:root{--navy:#0F172A;--navy2:#172033;--saffron:#FF9933;--bg:#f7f8fb;--card:#fff;--text:#182033;--muted:#667085;--line:#e6e8ee}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--text);background:var(--bg);line-height:1.7}a{color:inherit;text-decoration:none}.site-header{height:72px;background:var(--navy);color:white;display:flex;align-items:center;padding:0 max(22px,calc((100% - 1160px)/2));gap:28px;position:sticky;top:0;z-index:10}.brand{font-weight:800;font-size:21px;display:flex;align-items:center;gap:9px;white-space:nowrap}.brand>span:last-child>span{color:var(--saffron)}.brand-mark{width:34px;height:34px;border-radius:11px;background:var(--saffron);color:var(--navy);display:grid;place-items:center;font-weight:800}.site-header nav{display:flex;gap:22px;margin-left:auto}.site-header nav a{font-size:14px;color:#cbd2df}.site-header nav a:hover,.site-header nav .active{color:#fff}.theme-btn{border:1px solid #334155;background:transparent;color:white;border-radius:10px;padding:7px 10px;cursor:pointer}.hero{max-width:1160px;margin:0 auto;padding:82px 22px 72px;display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center}.eyebrow{font-size:12px;letter-spacing:.14em;font-weight:800;color:#b65d00;margin:0 0 12px}.hero h1{font-size:clamp(42px,6vw,68px);line-height:1.04;letter-spacing:-.05em;margin:0 0 22px;color:var(--navy)}.hero h1 span{color:var(--saffron)}.lead{font-size:19px;color:var(--muted);max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.btn{display:inline-block;padding:12px 18px;border-radius:12px;font-weight:700;font-size:14px;border:1px solid transparent}.primary{background:var(--saffron);color:var(--navy)}.secondary{background:white;border-color:var(--line)}.small{font-size:12px;color:#7a8496}.hero-card{background:var(--navy);color:white;border-radius:28px;padding:30px;box-shadow:0 20px 60px #0f172a22}.mini-label{font-size:11px;letter-spacing:.13em;color:#aeb7c7}.metric{font-size:52px;font-weight:800;margin:28px 0 8px}.metric span{font-size:18px;font-weight:500;color:#c7ced9}.progress{height:8px;background:#29354a;border-radius:99px;margin:22px 0}.progress i{display:block;width:72%;height:100%;background:var(--saffron);border-radius:99px}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.mini-grid div{padding:13px;background:#18243a;border-radius:14px}.mini-grid b,.mini-grid small{display:block}.mini-grid small{font-size:11px;color:#aeb7c7}.section{max-width:1160px;margin:auto;padding:70px 22px}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:25px}.section h2,.content h2{font-size:30px;line-height:1.2;margin:0 0 12px}.cards,.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card,.article,.calculator{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:26px}.card .icon{width:44px;height:44px;border-radius:13px;background:#fff0e1;color:#a84f00;display:grid;place-items:center;font-weight:800}.card h3{margin:18px 0 7px}.card p,.article p{color:var(--muted)}.card a,.text-link{font-weight:700;color:#a84f00;font-size:14px}.ad-slot{max-width:1160px;margin:0 auto;padding:10px 22px 50px;text-align:center;color:#98a1b0;font-size:10px;letter-spacing:.08em}.ad-slot div{border:1px dashed #d2d7e0;min-height:110px;display:grid;place-items:center;font-size:12px;letter-spacing:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px}.check-list p{background:white;border:1px solid var(--line);padding:12px 16px;border-radius:12px;margin:8px 0}.content{max-width:960px;margin:auto;padding:70px 22px;min-height:70vh}.content h1{font-size:46px;line-height:1.1;letter-spacing:-.04em;color:var(--navy);margin:0 0 16px}.content h2{margin-top:42px}.notice{margin-top:30px;background:#fff7ed;border:1px solid #fed7aa;border-radius:14px;padding:18px}.form-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin:20px 0}.form-grid label{font-size:13px;font-weight:700}.form-grid input{width:100%;margin-top:6px;padding:12px;border:1px solid var(--line);border-radius:10px;font:inherit}.result{margin-top:18px;background:#f5f7fa;padding:18px;border-radius:12px;font-weight:700}.article-grid{grid-template-columns:1fr 1fr}.article-grid .article:last-child{grid-column:1/-1}footer{background:var(--navy);color:#cbd2df;padding:42px 22px 20px}.footer-main{max-width:1160px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer-main p{color:#98a4b8}.footer-main b{display:block;color:white;margin-bottom:10px}.footer-main a:not(.brand){display:block;font-size:14px;margin:6px 0}.footer-bottom{max-width:1160px;margin:30px auto 0;padding-top:18px;border-top:1px solid #29354a;font-size:12px;color:#8995a9}
body.dark{--bg:#0b1220;--card:#111a2a;--text:#e7ebf2;--muted:#aab4c5;--line:#263247}body.dark .hero h1,body.dark .content h1{color:#fff}body.dark .secondary{background:#111a2a;color:white}body.dark .check-list p,body.dark .result{background:#111a2a}body.dark .notice{background:#2b2116}
@media(max-width:800px){.site-header{gap:12px}.site-header nav{display:none}.hero,.split{grid-template-columns:1fr;gap:35px}.cards,.article-grid,.form-grid{grid-template-columns:1fr}.article-grid .article:last-child{grid-column:auto}.hero{padding-top:55px}.footer-main{grid-template-columns:1fr 1fr}.content h1{font-size:38px}}